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NATIONWIDE HOME CARE PLANS

Live independently with the care you need, at home.

No medical underwriting. No age limits. Plans from $95/month with lifetime service hours valued up to $400,000.

No pressure — just answers in 15 minutes.

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xavier williams, CEO OF alfa pride financial

When life changes in a moment, one call brings help home.

A sudden fall. An unexpected diagnosis. The scramble for care is stressful. With a Home Care Plan in place, help is coordinated for you, so you or your loved one can heal comfortably at home.

Request Your Free Consultation

We’ll review your needs and help you choose the right plan.

A smart, affordable alternative (or supplement) to long-term care insurance.

Why families choose home care plans

Care delivered at home

Professional support coordinated for you—so recovery happens where you’re most comfortable.

No underwriting or age limits

Enroll at any age with guaranteed acceptance. Simple, fast setup.

Plans from $95/month

Four tiers with lifetime service hours valued up to $400,000.

How it works

Choose your plan

Select Bronze, Silver, Gold, or Platinum based on your needs.

Enroll in minutes

No medical questions. Nationwide acceptance.

Call when you need care

Qualified caregivers are coordinated to your home.

Use your banked hours

Lifetime service hours for in‑home support and respite.

Plan options

Snapshot only, we’ll confirm details on your call. Pricing starts at $95/month.

Bronze

$95/mo*

Entry-level coverage with essential service hours.

Silver

$175/month

More hours and flexibility for couples or active lifestyles.

Gold

$295/month

Great balance of value and lifetime hours.

Platinum

$475/month

Maximum hours (valued up to $400,000) and priority coordination.

Feature comparison between Home Care Plans and alternatives

Feature

Home Care Plan

Traditional LTC Insurance

Private Pay

No underwriting / age limits

Yes

No

Guaranteed acceptance

Yes

No

At-home care coordination

Included

Varies

Self-managed

Monthly cost predictability

High

Medium

Low

Nationwide availability

Yes

Varies

STILL NOT SURE?

Frequently Asked Questions

Is there medical underwriting?

No. Enrollment is guaranteed with no age limits.

How do I use my plan?

Call the coordination team when you need help. Caregivers are arranged to come to your home.

Why should I purchase a home care plan instead of just calling a home care agency when I need one?

For the peace of mind and convenience of already having an affordable care plan in place where, with one phone call, your plan makes all arrangements for assistance to be at a your home, usually within 24 hours, and the bills are paid by the company.

Exactly where will my home care plan arrange for my care, and where would home care not be available?

The service hours of your home care plan can be utilized at your home, or any residence you might be visiting while away from home. Service hours could also be used in the independent living section of a senior living facility.

Exactly where will my home care plan arrange for my care, and where would home care not be available?

The service hours of your home care plan can be utilized at your home, or any residence the member might be visiting while away from home. Service hours could also be used in the independent living section of a senior living facility. Home care hours can not be utilized outside of the United States, in assisted living facilities, nursing homes, during memory care, adult day care or during a hospital or rehab facility confinement.

Can a family member or third party pay the membership fee for my home care plan?

Yes, but you must still meet the Suitability Standard For Enrollment into a home care plan.

Can I cancel?

Yes, you can cancel anytime. See membership terms for details.

You’re in good hands

Licensed & insured. Serving families nationwide.

Member:

National Association of Insurance & Financial Advisors

HIPAA-Compliant Operations

A-Rated Better Business Bureau home care partners nationwide

Put peace of mind in place today

Reserve the help you’ll wish you had, before you need it. One quick consultation can save days of stress later.

Alfa Pride Financial

1500 Astor Avenue, 2nd FL, Bronx, NY 10469

Alfa Pride Financial is an independent agency. We do not provide medical or caregiving services. True Freedom Home Care Plans are service contracts, not insurance. Services are provided and administered solely by American Senior Services, Inc. Please review official plan documents for complete terms and limitations.

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